- Louise Malady
Senior Research Fellow
M. App Fin, B.A. (Hons Ec)
Louise researches and advises regulators on the reform of regulatory arrangements for digital financial services in emerging markets in the Pacific and Africa regions. Louise’s early career experience working for the central banks in Singapore and Australia has provided her with a deep understanding of the principles underlying prudential supervision and payments oversight; this applied knowledge provides a firm basis for Louise's current research with UNSW Law branching into FinTech and RegTech. Louise is responsible for the day-to-day management of an ARC Linkage project, sponsored and supported by the United Nations Capital Development Fund (UNCDF). This project focuses on how to regulate financial services which are delivered through digital means. Louise and the research team have been building and applying a Regulatory Diagnostic Toolkit which focuses on key legal and regulatory issues for digital financial services including the protection of customers' funds, the use of agents, AML/CFT measures and consumer protection. Focus countries include: Timor Leste, Solomon Islands and we expect to turn our focus to countries in West Africa in 2017. Louise has consulted for the Asian Development Bank including organising and conducting training courses for regulators and industry consultation on policy development for digital financial services.
Areas of expertise
Digital Financial Services Regulation and Payments System Regulation