Ms Louise Malady

I research and advise central banks in emerging markets on regulatory reforms for digital financial services. My focus is on increasing the access to financial services for the poor living in remote areas with little understanding of finance.

Journal articles

Buckley R; Malady L; Didenko A; Tsang C-Y, 2018, 'A Regulatory Diagnostic Toolkit for Digital Financial Services in Emerging Markets', Banking and Finance Law Review, vol. 34, pp. 1 - 30

Didenko A; Kemp K; Malady L; Buckley RP, 2018, 'Restricted Banking Licences: An Opportunity to Be Seized', Journal of Banking & Finance Law and Practice, vol. 29, pp. 57 - 66, http://dx.doi.org/10.2139/ssrn.3146666

Tsang C-Y; Malady L; Buckley RP, 2017, 'Promoting Financial Inclusion by Encouraging the Payment of the Interest on E-Money', University of New South Wales Law Journal, vol. 40, pp. 1558 - 1572, http://dx.doi.org/10.2139/ssrn.3002925

Buckley R; Malady L, 2015, 'Building Consumer Demand for Digital Financial Services - The New Regulatory Frontier - Part II', The Banking Law Journal, vol. 132, pp. 35 - 54

Buckley RP; Greenacre J; Malady L, 2015, 'The Regulation of Mobile Money: A Case Study of Malawi', Global Studies Law Review, vol. 14, pp. 435 - 497

Buckley RP; Malady L, 2014, 'Building Consumer Demand for Digital Financial Services – The New Regulatory Frontier - Part I', Banking Law Journal, pp. 834 - 846

Crosby M; Brown D; Malady L, 1997, 'Political and partisan cycles in the Australian economy', Australian Economic Papers, vol. 36, pp. 42 - 54, http://dx.doi.org/10.1111/j.1467-8454.1997.tb00819.x

Reform of regulatory arrangements for mobile money and digital financial services in emerging markets.

Improving financial inclusion through increased access to digital financial services.